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HVAC Financing forYour New System
Financing is available on new systems and larger repairs, subject to credit approval through a third-party lender.
- For new systems and repairs
- Ask us when you call
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- Locally owned since 2006
- Labor guarantee on repairs
- Free replacement estimates
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Paying Over Time
Financing Overview
Replacing an air conditioner or gas furnace is a major investment for any homeowner. To help manage the cost, financing is available for new equipment and larger repairs.
These options are offered through a third-party lender and are subject to credit approval. The lender reviews your application and sets the terms if you are approved.
- Available on new systems
- Available on larger repairs
- Subject to credit approval
Financing is subject to credit approval through a third-party lender. Terms vary by lender and applicant.

What Qualifies
Eligible HomeHVAC Services
You can use approved financing for complete system replacements and some major repair work.
New AC System
Financing can be applied to replacing an aging air conditioner before the Las Vegas summer begins.
Furnace Replacement
You can finance the installation of a new gas furnace to keep your home warm during freezing nights.
Heat Pump Installation
Heat pumps handle both heating and cooling in one system and are eligible for financing.
Ductless Installation
Financing is available for installing a single-zone or multi-zone ductless mini-split system.
Duct Replacement
If your ductwork has severe leaks or damage, replacing it may qualify for financing along with a new unit.
Larger Repairs
Some major repairs, such as replacing a compressor or a failed heat exchanger, may qualify for financing.
How It Works
The ApplicationProcess
Applying for financing involves a few standard steps.
Get an Estimate First
We visit your home to evaluate your system and provide a written estimate for the replacement or repair.
Apply with the Lender
You submit an application directly to the third-party lender for their review.
Await the Lender Decision
The lender decides on your approval based on their credit criteria and sets the final terms.
Schedule the Work
Once you are approved and accept the terms, we schedule an arrival window to begin the installation.
Good to Know
Considerations and Disclosures
Credit Approval
All financing is subject to credit approval. Qualification depends entirely on the third-party lender’s review of your application. Kestrel Heating & Air does not decide who is approved.
Terms and Rates
Terms, rates and monthly payments are set by the lender. These details are shown to you before you sign any agreement. We make no promises regarding approval or specific terms. Ask us about financing options when you call to schedule an estimate.
Financing Facts
Financing FAQ
Here are answers to common questions about paying for your system over time.
Do you guarantee financing approval?
No. Approval is determined entirely by the third-party lender based on their specific credit criteria.
What are the interest rates?
The lender sets the interest rates and terms based on your application. You will see all terms before you sign the agreement.
Can I finance a simple repair?
Financing is generally reserved for new system installations and larger, more costly repairs. Ask us if your specific repair qualifies.
Who handles the application?
You apply directly with the third-party lender. We can provide you with the information you need to start the process after giving you a written estimate.
Does a new system come with a warranty?
Yes. New installations include a two-year labor warranty from Kestrel Heating & Air, plus the manufacturer’s parts warranty.
When do I find out my monthly payment?
The lender will present your monthly payment, interest rate, and term length if your application is approved.
Request aFree Estimate
Get a written estimate for a new system in the Las Vegas valley.
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